Cut payments on your private student loans by up to 45%*
With H.E.L.P.’s no-hassle online application, you can get on the fast track to affordable payments, low rates, and one easy-to-manage consolidated loan for all your eligible private student loans.
Consolidation is student loan repayment made easy. There are NO application fees, and over 40 percent of our customers are approved without a co-signer.†
Just complete the simple four-step online application, and you could be on your way to lower monthly payments.- $0 application fees
- Fast and easy online application
- Over 40% approved without a co-signer†
- Cut your student loan payments by up to 45%*
- Make low, interest-only payments‡
- Get up to 30 years to repay
- 1 easy monthly payment
- No prepayment penalties.