f you have federal student loans, you can apply for free federal student loan consolidation. Federal loan consolidation is a government-sponsored program, but the actual loan is still provided by private lenders. The interest rates of federal consolidation loans cannot exceed the maximum set by the federal government, but there is no minimum interest rate. Interest rates on federal consolidation loans will vary from lender to lender. The following loans qualify for our federal college student loan consolidation program:
- Subsidized and unsubsidized federal Stafford loans
- Federal direct loans
- PLUS loans and Grad PLUS loans
- Federal Perkins loans
- Supplemental Loans for Students (SLS)
- Federally Insured Student Loans (FISL)
- Health Professions Student Loans (HPSL)
- Health Education Assistance Loans (HEAL)
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